Terms of Use

Terms of Use

If you do not consent to the below terms of use, please do not use our website or services. By using our website or services, you agree to all of the following:

General Terms

Non-Disparagement Clause

By using this website, you agree not to disparage SEBRON or SEBRON’s performance or otherwise take any action which could reasonably be expected to adversely affect SEBRON’s reputation. Similarly, you will not disparage the website or any of its directors, officers, agents or otherwise take any action which could reasonably be expected to adversely affect the personal or professional reputation of the website or any of its directors, officers, agents or employees.

Disputes, Venue, Billing and Collections

By using our website, you agree that SEBRON Staffing reserves the right to bill for services provided according to the prices and terms stated in its Terms of Service. SEBRON reserves the right to charge reasonable late fees for all unpaid invoices. By using our website, you agree that SEBRON reserves the right to file a legal collections dispute in the venue of its choice. By using this website, you agree to resolve any claims against SEBRON Staffing in the jurisdiction of choice of the Company.

Choice of Venue in Disputes

By using this website, you agree that any disputes arising from using any of SEBRON’s services shall be settled at the venue of SEBRON’s choice.

Arbitration

By using SEBRON’s services, you agree to arbitrate all claims against SEBRON, using the arbitration services of SEBRON’s choosing, at the venue that SEBRON chooses.

Disclaimer of Warranty

To the fullest extent of the law, SEBRON Staffing does not warrant that any SEBRON Staffing site or any SEBRON services will operate error free or that any SEBRON site and its services are free of any computer viruses. If use of content content results in the need for servicing or replacing equipment or data or any other costs, SEBRON is not responsible for those costs. the SEBRON sites and SEBRON content are provided on an “as is” basis without any warranties of any kind. SEBRON, to the fullest extent permitted by law, disclaims all warranties, whether express or implied, including the warranty of merchantability, fitness for particular purpose and non-infringement. SEBRON makes no warranties about the accuracy, reliability, completeness, or timeliness of the SEBRON content, services, software, text, graphics, and links.

Job Placement for Graduates

SEBRON does NOT expressly guarantee or promise, in any way, shape or form, job placement for any graduates. Procuring a job after graduation is solely the responsibility of the student.

Disclaimer of Consequential Damages

To the fullest extent of the law, at no event should SEBRON, it’s suppliers or any third parties mentioned on SEBRON be liable for any damages whatsoever (including, without limitation, incidental or consequential damages, lost profits, or damages resulting from lost data, lost employment opportunity or business interruption) resulting from the use or inability to use SEBRON site and the SEBRON content, whether based on warranty, contract, tort or other legal theory, and whether or not SEBRON is advised of the possibility of such damages.

Limitation of Liability

To the fullest extent of the law, SEBRON’s maximium liability arising from any legal matter involving SEBRON site or the use of SEBRON Staffing content, irregardless of the type of cause of legal action shall not exceed $100.

SEBRON Loan Terms

Some students may receive a SEBRON Loan, as part of the financial aid package. These loans feature monthly payments and are governed by terms below:

Repayment: Borrower will pay back in the following manner: Borrower will repay the amount of this note according to loan terms above. Accountability: Each of the undersigned understands that they are each as individuals responsible and jointly and severally liable for paying back the full amount.

Co-borrowers: Any Co-borrowers signing this agreement agree to be likewise accountable with the borrower for this loan.  Restriction of non-public information access: We restrict access to your non-public personal information to employees needing to know that information to assist you with products or services.  We keep the physical, electronic, and procedural safeguards required by our regulators to insure the safety of your personal information.

About The Course: The MBCS course prepares the student for the exciting and demanding career in Medical Billing and Coding. The course teaches the student all current coding bases and classifications. After completing the course, the student will be able to correctly and efficiently locate correct codes for medical procedures, as well as perform and be familiar with the medical billing process. The course covers
Reimbursement, HIPAA, Compliance, ICD 10 Code Modifiers, ICD 9-Code Modifiers, Intro to Radiology
Intro to Pathology, Inpatient Coding.

Debt Type: This debt is classified as a direct, unsubsidized student loan, in accordance with state and federal laws.  Electronic Payments: Borrower authorizes the lender to automatically charge the credit card on file for the monthly payments. Lender reserves to charge a fee of $25 for each time card on file is declined for the automatic monthly payment.  Any payment not remunerated within three (3) days of its due date shall be subject to a belatedly charge of $25 for any such late installment. Arbitration Clause: Borrower agrees to settle all claims and disputes through arbitration, foregoing and releasing the right to settle claims in court or through jury trial. The lender retains these rights should it be the initiator of collection action against the borrower. Job Placement: while SEBRON does provide job placement assistance services to all graduates, no express job placement guarantee is given or provided to the borrower.

Borrower has the right to pay back the whole amount at any time. If Borrower pays before time, or if this loan is refinanced or replaced by a new note, Lender will refund the unearned finance charge, figured by the Rule of 78-a commonly used formula for figuring rebates on installment loans. The first installment payment is due within 30 days of signing this agreement. All loans include a $300 loan origination fee and have a 10% APR. Cancellation & Early termination: the borrower may cancel the class and the financing within 24 hours of singing this agreement with no penalties. The borrower may cancel the loan after the 24 hour period by paying early termination fees and other applicable cancellation fees. If the borrower does not fullfill obligations of the financing contract or early termination fees upon cancellation, the borrower shall be declared in default.

Default: If for any reason Borrower not succeeds to make any payment on time, Borrower shall be in default. The Lender can then order instant payment of the entire remaining unpaid balance of this loan, without giving anyone further notices. If Borrower has not paid the full amount of the loan when the final payment is due, the Lender will charge Borrower interest on the unpaid balance of 10 percent (%) per year or up to the maximum rate depending on your state and federal laws. SEBRON reserves the right to charge upwards of $750 default fee in case of all defaults, to cover collections and office expenses.

Collection fees: If this note is in default and placed with collections, either an internal collections department or an external collections company, then Borrower agrees to pay all collection fees and attorney’s fees spent on collecting the balance due, as allowable by law. These fees will be added to the unpaid balance of the loan.

Non-Disparagement – Borrower agrees to take no action which is intended, or would reasonably be expected, to harm the Company or its or their reputation or which would reasonably be expected to lead to unwanted or unfavorable publicity to the Company.